Optimising investment opportunities. 优化的投资机会

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欢迎网上查询http: http://www.cmnet.com.my/topic/investment/

或联系 CM MANAGEMENT 团队 :
Ching   016 - 7738386
KC Lim 016 - 7875219
Paul     010 - 9322327    Multiple gateways to local and foreign funds
多个本地和海外基金
Making it easier for you to cast a wider net beyond Malaysian shores to capitalise not only on the local funds but also on high-growth foreign equity markets as well. It gives you control over the investment of your initial premiums as it can be invested in a wide range of 14 diversified local and foreign funds of your choice. These funds are professionally-managed to suit your risk appetite and investment style.
使它更容易为你网罗更多超越马来西亚海岸以利用不仅对当地的资金，而且在高增长的外资股权的市场。它可以让你控制你的初始保费的投资，因为它可以在很宽的范围内您所选择的14多种本地和外国的资金进行投资。这些基金专业管理，以满足您的风险偏好和投资风格。
One-time premium investment with flexibility for future top-up
一次性投资与灵活性为将来补足
You are required to pay your premium once only at the inception of the policy. Your premium is invested straight away into the selected funds of your choice, increasing the potential of your investment gains.
您需要只在政策以来一次支付溢价。您的保费是投资马上到您选择的精选基金，增加你的投资收益的潜力。

Flexibility to enhance the investment account value via top-up is also available, with recurring top-up and irregular top-up, to optimse your potential gains overtime.
灵活性，以提高通过补足投资账户价值也已经推出，与经常性的补足和不规则的顶起来，以optimse你的潜在收益加时赛。
High premium allocation of at least 95% for investment
至少有95 ％的投资高保费分配
Enjoy 95.5% premium allocation when you invest more upfront. More investment upfront means a larger portion of your investment can be invested immediately to generate potential gains for you.
享受95.5 ％的溢价分配，当你投入更多的前期。更多的投资前期是指您的投资的较大部分可立即投入到为您生成的潜在收益。
Option to withdraw for emergencies
选项撤回紧急情况

You have the control over your investment, allowing access to your investment account value for emergencies. Withdrawal option is made easy as and when you need it.
你有控制权的投资，允许获得用于紧急您的投资账户价值。取款选项变得容易，当你需要它。
Guaranteed Death and Total & Permanent Disability (TPD) Benefit
死亡保障及永久伤残（TPD）利益
Provides you with lifetime protection and covers you against the unexpected. Should death or TPD occur before the policy matures, you will receive 125% of the initial premium and top-up premiums (after deduction of any partial withdrawal made) or 100% of investment account value, whichever is higher.
Guaranteed Death and Total & Permanent Disability (TPD) Benefit
为您提供终身保障，并涵盖您免受意外。如果该政策到期前死亡或TPD发生，你会或投资账户价值，以较高者为准100％（所作的任何部分撤回扣除）收到初始溢价补足保费的125％。

For further details of terms and conditions, please refer to product disclosure sheet, sales illustration and policy documents.
有关条款和条件的进一步详情，请参阅产品信息披露表，销售说明和政策文件。

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